Many renters obtain insurance because of the grim fact that apartments are often easy targets for thieves. Poor security measures are partly to blame for this. To keep costs low, some property owners only take minimal steps to prevent theft. What should you do if crooks hit your apartment?
The first step you need to take is to react to the crime. Contact the police straight away and do not touch anything until they arrive. Once the crime scene analysts are finished, you need to start photographing and documenting the damage and lost items. With this information, your next step should be contacting your insurance provider. Let the representative know you have been burglarized, the extent of the damage to your apartment, and what items were stolen. He or she will start the claim process for you.
Once you have been given the all clear to enter your home and have made a list of the damage, it is time to start cleaning up the mess. How did the crooks get into your home? When a window was broken, you need to clear away the fractured glass and board it up. This could prevent other criminals from taking advantage of the situation and breaking in themselves. You should also take stock of your current security measures. How can you boost your anti-theft measures without compromising your lease?
Depending on where you live in SC, your apartment may be broken into more than once during the life of your lease. Such circumstances make obtaining an affordable renter’s insurance policy even more important. Could you afford to replace all your possessions if they were stolen?
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