Protecting That Expensive Christmas Gift with your Coastal Homeowners Insurance

It is that time of the year again, the hustle and bustle of the holidays. Everyone and their brother are out shopping for their loved ones and spending every penny they have saved throughout the year. How do you protect those pricey items (jewelry, electronics, piece of fine art, etc) that you have purchased that are more than what your South Carolina homeowners insurance would cover?

Surprisingly, it is pretty easy to do. We suggest a couple of options depending on the item you need to insure. You may be able to simply schedule property on your homeowner’s policy. Another option would be to purchase a personal floater policy.

If you are thinking about purchasing, or have already purchased, an expensive gift for a loved one and would like to ask about coverage, please give us a call (877-321-8037), or send our personal lines agent Kris an email at kmichnuk@beaconinsgroup.com.

We know how important these gifts are to you, and we also understand that you have already spent quite a bit of money. We are here to answer any questions and help you get the best possible coverage for the best possible price.